Tarjeta Hey de Banregio: uma tarjeta de crédito sin historial crediticio

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La oferta de valor de la llamada Tarjeta Hey de Banregio sin historial crediticio es única por que tiene una característica particular. La verdad muchas empresas de crédito deberían utilizar, la cual es, la posibilidad de  la tarjeta de crédito ser recargada como si fuese una tarjeta recargable.

La aplicación también ofrece la ventaja a sus clientes de realizar una programación de ahorro, permitiendo que sea un ahorrar si o si, dejando siempre disponible el dinero para cuando lo necesites.

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tarjeta Hey de Banregio
La oferta de valor de la Tarjeta Hey de Banregio es muy especial por que cuenta con el beneficio de recargar la tarjeta con una tarjeta recargable. (Foto: El Economista)

Ahora veremos los principales beneficios de la tarjeta Hey de Banregio:

  • Te da la posibilidad de construir tu historial crediticio;
  • Sin cuota anual de por vida y tasa de interés baja;
  • Aprobación garantizada a través de un depósito mínimo de $3,000 (depósito en garantía);
  • En un plazo de 6 meses puedes retirar tu depósito y pedir una tarjeta Hey de Banregio sin historial crediticio estándar;
  • La línea de crédito será del 70% de tu depósito en garantía (puede ir de $2,100 MXN hasta $35,000 MXN);
  • Trámite 100% en linea (conoce el proceso haciendo click al botón de solicitar).

Requisitos para Solicitar la tarjeta Hey de Banregio:

  • Ser Persona Física;
  • Contar con Identificación Oficial vigente. INE o IFE;
  • Edad entre 18 y 80 años;
  • Sin historial crediticio;
  • Comprobante de domicilio vigente con antigüedad no mayor a 3 meses. Recibo de CFE, Agua, Gas, Predial o Servicio Telefónico fijo (Telmex, Telum, Cablevisión/ Izzi, Axtel);
  • Realizar el depósito en garantía en tu cuenta Hey de Banregio, de entre $3,000 MXN y hasta $50,000 MXN.

Igual como tiene múltiples beneficios también presenta algunas desventajas que disminuyen la calidad del producto, siendo aceptable dado que la tarjeta es dada por una agencia bancaria y no una empresa de tecnología financiera.

Si deseas hacer la solicitud de una tarjeta de crédito sin requisitos, esta será otorgada en la configuración de tarjetas de crédito garantizadas, lo que representa  que deberas depositar una suma de dinero como garantía.

La tarjeta Hey de Banregio sin hostorial crediticio es diferentes y es un buen producto. Pero es mejor tener restricciones si no va ser usado de forma continua. Asimismo si no precisas una tarjeta física mejor no hacer la solicitud porque será cobrado el envió de esta, que tiene un valor de aproximadamente 150 pesos. Tener una tarjeta física no es algo indispensable.

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Foto del autor
Editorial Team

Escrito por nuestros redactores especializados, ofreciendo noticias y análisis de calidad para mantenerte informado.

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